Financial Services & Compliance
Compliance isn't a blocker. It's a design constraint.
Financial services firms often avoid automation because they're afraid of compliance risk. The irony: manual processes create more compliance risk, not less. Human error, inconsistent execution, and gaps in documentation are all audit findings waiting to happen.
The solution isn't to avoid automation—it's to build automation that's compliant by design. Audit trails built in. Approval workflows enforced. Boundaries respected. AI governed inside systems, not running free.
Stratum builds operational systems that satisfy both efficiency and compliance requirements. We don't work around regulations—we build systems that make compliance the path of least resistance.
Common Pain Points
Manual Compliance Checks
Every transaction, every client interaction requires manual verification. Compliance becomes a bottleneck.
Automation Fear
Leadership avoids automation because "what if something goes wrong?" Manual processes feel safer (they're not).
Data Fragmentation
Client data in CRM, compliance data in another system, trading data elsewhere. No unified view.
Audit Trail Gaps
When regulators ask questions, finding the documentation takes too long. Some things weren't documented at all.
Redundant Data Entry
Same information entered into multiple systems. Discrepancies create risk. Staff time wasted on copying data.
Slow Client Onboarding
KYC, account opening, and documentation collection take weeks. Clients frustrated before they start.
Mistakes We See Repeatedly
Operational Challenges in Financial
- —Regulatory requirements that vary by jurisdiction
- —Examiner expectations that shift over time
- —Legacy systems that can't be easily replaced
- —Compliance teams that default to "no"
- —Client expectations for fast service despite regulations
- —Data privacy requirements limiting what can be automated
The Transformation
Before
- -Compliance slows everything down
- -Fear of automation limits efficiency
- -Audit requests take days to fulfill
- -Client onboarding takes weeks
- -Data lives in disconnected systems
- -Manual reconciliation creates errors
After
- +Compliance built into automated workflows
- +Governed automation with full audit trails
- +Audit-ready documentation generated automatically
- +Streamlined onboarding with compliance gates
- +Integrated systems with clear data ownership
- +Automated reconciliation with exception handling
This Is For You If...
This is for you if...
- +RIAs and wealth managers wanting operational efficiency without compliance risk
- +Insurance brokers with high-volume quoting and policy management
- +Broker-dealers modernizing legacy operational processes
- +Compliance-heavy firms tired of being slowed down by manual checks
- +Financial services preparing to scale AUM or client base
- +Firms that have failed automation attempts due to compliance concerns
Where Stratum Helps
Compliant Automation
Workflows that enforce compliance requirements automatically with full audit trails.
Client Onboarding
Streamlined KYC and account opening with built-in verification and documentation.
In Practice
Case Example
Regional RIA ($500M AUM)
Situation
8 advisors, 400 client households. Compliance officer spending 20+ hours weekly on manual reviews.
The Problem
Account opening took 2 weeks average. Client reporting required 3 days of manual compilation. Compliance reviews backlogged 30+ items.
What We Did
Built automated onboarding with compliance checkpoints, integrated reporting with automatic generation, and workflow-based compliance review queue.
Outcome
Account opening dropped to 3 days. Client reports generated in hours. Compliance backlog cleared, now runs same-day.
Typical Results
3 days
Onboarding Time
Down from 2 weeks
Hours
Report Generation
Down from 3 days
Same-day
Compliance Review
From 30+ item backlog
Is This Right For You?
Ideal For
- +RIAs and wealth managers seeking efficiency
- +Insurance agencies with policy volume
- +Financial services firms planning growth
- +Compliance-conscious organizations ready to modernize
Not Ideal For
- -Firms not willing to invest in proper compliance design
- -Organizations expecting to cut compliance corners
- -Very small operations without process complexity
How We Work With Financial
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